Salary Calculator Germany 2026

Net salary is your gross income minus income tax (Lohnsteuer), solidarity surcharge, church tax (if applicable), and social security contributions including health, pension, unemployment, and care insurance. This calculator orients itself on the official Programmablaufplan (payroll tax procedure) published by the German Federal Central Tax Office (BZSt).

Tax class I: single. II: single parent. III: married, sole earner. IV: married, both earn similarly. V: married, partner is in class III. VI: second job. Your tax class significantly affects your monthly withholdings.

Since 2025, the statutory health insurance additional contribution (KV-Zusatzbeitrag) is set at 2.5% by default. Your specific fund may differ slightly. This rate applies on top of the general contribution of 14.6%, split equally between employer and employee.

This calculator orients itself on the official German payroll tax Programmablaufplan published by the BZSt for 2025 and 2026. Results should be a good approximation for standard employment, but accuracy cannot be guaranteed. For binding information, consult a tax advisor.

Use the Job Comparison mode to enter gross salary, weekly hours, and vacation days for each offer. The calculator shows effective hourly rates and yearly net income for both, so you can see which offer is financially better.